Contact Us
☰ Menu

FAQ

Frequently Asked Questions

Your Journey Toward Financial Goals Begins Here With Trust

Consumers can avail home loans directly from the banks and HFCs. As many home loan lenders now-a-days facilitate online home loan application processes, consumers can consider applying for them through such lender’s official websites, mobile apps or internet banking platforms. Alternatively, consumers can also get a housing loan through online financial marketplaces to fetch home loan offers from multiple lenders from a single platform, depending on the consumers’ credit profiles.
Currently, home loan interest rates start from 7.85% p.a. The final interest rate at which the bank or HFC will offer a home loan will depend on the applicant’s credit score, loan amount, employment profile, employer’s profile, LTV ratio, etc.
Home loan companies offer home loans to all resident and non-resident Indians. They can be salaried or self-employed professionals/non-professionals.
The property documents required to avail home loans may vary on a case-to-case basis. The documents for home loans availed for buying a new house will vary from the documents for home loans availed for house construction. For a detailed home loan document list.
An auto loan is a type of financing that helps you purchase a vehicle by borrowing money from a lender and repaying it in installments.

Minimum age: 18 years (varies by lender).

Income: Minimum annual income of ₹3 lakh (varies by lender).

Employment type: Salaried or self-employed individuals.

Credit score: A good CIBIL score (typically 700+) improves approval chances.

Interest rates vary by lender and loan type, typically starting from 8.00% p.a. onwards.
Yes, some banks offer 100% financing on the car’s on-road price, depending on eligibility.
Repayment tenure usually ranges from 1 to 7 years, depending on the lender.
Yes, most lenders allow prepayment or foreclosure, but some may charge a fee.

Identity proof (Aadhaar, PAN, Passport)

Address proof (Utility bill, Aadhaar)

Income proof (Salary slips, ITR)

Car quotation or invoice

© Copyright 2025 by SurePath Solution Pvt Ltd. All right Reserved